What Types of Injuries will not be Covered by Workers’ Comp?

What Types of Injuries will not be Covered by Workers’ Comp?

After sustaining an injury at work, your responsibility as an employee is to contact your superiors, let them know of your injury and seek immediate medical assistance. Once you are treated and out of life danger, you should speak with your employer and discuss your worker’s compensation claim.

If eligible, you will receive compensation for the following, assuming that your initial worker’s compensation claim is successful:

  • Medical expenses
  • Lost wages (future and past)
  • Pain and suffering
  • Vocational rehabilitation
  • Death benefits (the family of the deceased receives death benefits in case of a fatal accident)

However, there are some injuries that are not covered by worker’s compensation. Here are some of the injuries and situations in which the injuries are not covered by the worker’s compensation.

Injuries Outside of Work Premises

If you go on a break and get injured in an accident, the chances are that your injury will be covered by the worker’s compensation. However, if you leave work premises at that time and get injured while commuting or somewhere else outside of your work, your injury will most likely not be covered by the worker’s compensation.

Check with your employer or with a local Workers Compensation Attorney in Los Angeles and learn more about rules and regulations that cover worker’s compensation in and outside of work.

Getting Injured After Work Time

If you clock out and get injured while leaving the premises, you are still covered by the worker’s compensation. However, the moment you leave the premise, any injury that you sustain from that moment on will not be covered by work comp.

The same goes for the commute to work; if you get injured while commuting to work, your injuries will not be covered by worker’s compensation benefits.

Off-Site Injuries

If you are away and from the workplace at the time when you receive your injury, you will be covered by worker’s compensation only if the work you did benefited your employer. IN every other scenario, you will not be covered by workers’ compensation benefits.

Recreational Activities

Team buildings are something that is offered by most workplaces in order to strengthen the bond between the employees. Any injury sustained at social events might not be covered by worker’s compensation. These events include:

  • Company holidays
  • Company picnics
  • Parties
  • Happy hour

If the event is benefiting the employees only, any injury sustained will unfortunately not be covered by the work comp. Other instances involve:

  • Intoxication
  • Substance abuse

Most states within the US have different rules and regulations concerning worker’s compensation. Talk to your local Los Angeles Workers Compensation Attorney today and learn more about work comp benefits and all types of injuries and conditions that are covered by it. Receive free compensation if you call today, as well as legal guidance and a chance to be represented by one of our available attorneys.

Be sure to fully understand how worker’s compensation works. Don’t waste your time or resources trying to obtain the benefits you may not be entitled to. Consult with an attorney right after sustaining the injury.