What To Do If Your Car Accident Settlement Is Not Enough?

San Diego Car Accident Attorney

After getting involved in a car accident caused by someone else’s negligent actions, you may be eligible to file a claim against the person responsible for causing the accident. In the best-case scenario, your compensation will cover the following:

  • Your medical bills
  • Your lost wages
  • Your pain and suffering
  • Your property damage

Now that you have filed a claim, the only thing left is to deal with the insurance company. But that is easier said than done. In reality, most car accident victims have problems dealing with the insurance company for several reasons:

  • They will try to protect their best interests
  • They will send insurance adjusters right away
  • They will almost never give you an offer that is “good enough”

So, what do you do next? For starters, consult with Los Angeles Car Crash Lawyers and see what they have to say. After reviewing your case, our attorneys will advise you with the best course of action.

Here are a few tips that will help you deal with the insurance company if their initial settlement offer is not what you expected.

Be Realistic

The most important thing to keep in mind is that your case is probably not worth millions of dollars. That being said, you should think about what you should expect from the settlement. Usually, the settlement is just a little bit higher than all of your combined bills from that accident (medical bills, car repairs, lost wages), with the addition of pain and suffering (which could be up to $50,000 depending on the injuries you suffered).

Consult with our attorneys and let them help evaluate your case and its true worth. Only then will you know what to expect, and will have a sum in mind which you can use for negotiations with the insurance company.

The Initial Offer is Usually Not Good Enough

When you are offered the initial settlement, it will not be what you expected in the first place. In 99 out of 100 cases, you should refuse it and seek a better offer. However, always have an attorney on speed dial and consult with them before you choose to either accept or deny an offer. 

After rejecting the initial offer, ask your attorney to propose a counter-offer. This will continue to go back-and-forth until you come to an agreement. 

If a lot of time has passed and the insurance company still has not offered you a decent offer, yet your attorney believes that you have a case in hand, do not be afraid to take the case to court. Sure, it will cost a bit more, but it is a guaranteed way of getting what you want. Plus, the insurance company may give in and offer you an offer close to what you initially asked for once you mention taking the case to court.

Talk with Car Accident Attorneys in Los Angeles and let them help deal with the negotiations on your behalf, while you focus on your recovery. Our attorneys are highly experienced in dealing with the insurance companies, and will definitely protect your best interests while ensuring that you are given the right offer in a timely manner.