Injuries at work are quite common, especially if your job involves using sharp items and working on construction yards. If you got injured while performing your regular work duties, you are entitled by the law to a certain compensation from your employer’s insurance company. It is called workers compensation, and it serves to compensate you for all the damages done to you, and the loss of your income and future wages.
Did you know that every day, there are over 200 claims submitted in the city of Los Angeles?
Additionally, workers compensation should cover for all you reasonable and necessary medical treatments. But what happens if you are denied medical coverage, and asked to pay for it yourself? Here is what you can do if that happens to you.
Contact a skilled attorney
The first thing you should do when there is a problem with your workers compensation is to contact one of our Workers Compensation Lawyers in Los Angeles. Schedule a free initial consultation, learn what rights you have and learn more about workers comp and how it works. Once you have the proper knowledge and the right attorney by your side, all you have to do is file a claim. Or in this case, have one of our attorneys do it on your behalf.
If the claim is successful, you will receive fully paid medical coverage, and your employer’s insurance company will cover your attorney’s fees. You won’t have to pay anything in this case, and you will walk out with everything that is owed to you.
Do you have health insurance?
In case you do have health insurance, you can still get them to pay for your medical costs, even in the case where your workers comp was denied. Send your health insurance information to your medical provider, and tell them to bill the health insurance company instead. Again, you should do this only if your workers comp does not cover your medical bills, but in most cases, it will.
In California, work comp should cover the following:
- Medical costs (to treat immediate injuries, illnesses, and conditions)
- Missed wages (calculated based on your weekly earnings)
- Funeral costs and Death benefits (in case of unfortunate death)
- Legal costs
If you received an injury at work, you are fully covered by workers compensation and should not stop until you receive it.
Once the initial claim is denied, most people simply give up. Don’t be one of them. Instead, speak with our skilled and seasoned Los Angeles Workers Compensation Attorneys and have them file an appeal. It may take additional time, but things are not lost. Our attorneys will help you fight for your rights until the very end.
Insurance companies will try and protect their interests at all costs. This is why you require an attorney, as you will be left empty-handed otherwise. Don’t let your workers comp go to waste. Call us, and together, we shall see everything paid to you, to the very last dollar.