Proper communication with your insurance company in case of a car accident is the key to obtaining full compensation for all your damages, pain and suffering.
Many people tend to make terrible mistakes when pursuing an insurance claim.
That’s because insurance companies are not eager to lose their bucks and can attempt to minimize your compensation with their own investigation, which let’s face it, is never 100% fair.
That’s why it’s vital to maintain proper communication with your insurance company and follow this useful guide.
Pro tip: print this article and store it in your glove compartment.
After all, you never know what may happen tomorrow or a month from now, particularly when so many people get into car accidents on the streets of Los Angeles.
Every year, more than 50,000 people get injured in car accidents in Los Angeles alone, while over 80,000 accidents involve property damage.
Given the rather gloomy statistics, you don’t want to take chances. That’s why it’s way better to be prepared for the worst-case scenario than find yourself freaking out at the scene of the car accident, not knowing what to do.
What you SHOULD DO when communicating with insurance company
Before you dial your insurance company’s number, consult an experienced attorney about your particular case. Let them know all the details about your car accident and make sure you follow their instructions.
Remember: only your attorney is acting in your best interests after a car accident, not your insurance agent and certainly not the other driver involved in the car accident.
Note: If you’re injured as a result of a car accident, make sure you call paramedics to treat your injuries, and then call an attorney.
Before calling your insurance company, review your coverage policy in order to know what to expect. Pay closer attention to the “Coverage” section. Let a Los Angeles car accident lawyers interpret your coverage plan for you, as some insurance companies tend to use ambiguous terms in contracts.
Record your every conversation with insurance company agents – or even better, let your do all the talking for you. After all, your attorney knows what should and shouldn’t be said in your best interests.
Take photos of the scene of the car accident, and particularly your vehicle and your injuries.
Keep all medical documented conclusions about your injuries.
What you SHOULD NOT DO when communicating with insurance company
Never give any recorded or written statement to your insurance company without consulting a car accident attorney first.
Never accept an initial settlement offer from your insurance company without letting your attorney conduct an independent investigation of the car accident in order to maximize the compensation.
Never sign any releases or waivers of any kind without consulting your lawyer.
Don’t let your insurance company neglect the contract between you two. After all, your insurer has a legal obligation to provide the coverage for your damages.
And this very legal obligation entitles you to seek compensation for all of your damages. Call JML Law’s Los Angeles offices at 818-835-5735 or send us an email to get a free initial consultation about your particular case.
And don’t forget to print this guide and put it in your glove compartment.